Automatic Pix

Automatic Pix is an innovative feature of the Pix system, developed by the Central Bank of Brazil, that enables the automation of recurring payments and collections, such as subscriptions, monthly fees, or bills, in a practical and secure manner, ensuring full control for both the payer and the receiver. This solution was designed to address various use cases, such as subscription payments, school fees, gym memberships, condominiums, and more.

This document covers the payer and receiver journeys, detailing the available APIs for each context and the webhooks for event notifications.

Introduction

Automatic Pix supports different usage flows for both those making payments (payer) and those receiving payments (receiver). It enables the creation, modification, cancellation, and querying of recurring transactions, in addition to offering support for dynamic and static QR codes to simplify the payment and collection process.

Benefits for Clients

• Automation of recurring charges, contributing to reduced delinquency.
• Greater control and convenience for payers and receivers.
• Simplified integration through FitBank APIs, allowing efficient management of authorizations, payments, and collections.
• Secure and traceable transactions within the Pix ecosystem, ensuring reliability.

This guide is divided into two main sections:

• Payer Journey: Focused on the payer’s control and convenience, allowing pre-authorization of recurring payments with specific configurations related to the payment method.
• Receiver Journey: Aimed at businesses or receivers looking to automate their clients' recurring payments, simplifying charge management and reducing delinquency.