1 - Introduction

Card

The FitBank Card is a prepaid card that can be configured in credit or debit functions, and can be used as a form of payment, for withdrawals, and has the features of payment by approximation or physical contact.

There are two types of physical card: nominal and non-nominal.

Nominal Cards

They are those who have the bearer's data informed at the time of the request. In this way, the card will be issued with the holder's data linked to the registration.

To create a nominal card, the cardholder's data is entered, so that it already has the information linking.

Non-Nominal Cards

These cards do not have cardholder data linked at the time of application. They are ordered in batches, selecting the Business Unit (BU), the number of cards and filling in the company's delivery address, for later distribution and linking of the cardholders' data.

For the card to be issued, the customer must be integrated and have a Business Unit (BU) in the FitBank system, where the necessary parameters must be configured, such as maximum card limits, minimum transaction amounts, withdrawal limits, and number of cards contracted, for example.

Multi-benefits

The Multi-Benefits product is a solution developed for companies that seek to effectively manage the granting of benefits to their employees, such as food vouchers, meal vouchers and other incentives. Through a single platform, companies can offer multiple benefits on a single card, making it easier to control and manage expenses centrally. Employees, in turn, have access to different types of balances, and can use them according to the rules defined for each benefit. This product takes advantage of the same end-point of card issuance and management, ensuring simplified integration and meeting all the needs of the company and the employee.

Virtual Card

The Virtual Card is an alternative to the physical card, used mainly for online transactions in a safe and efficient way. It can be generated instantly from the FitBank platform, allowing the user to make purchases on the internet without the need for a physical card. Additionally, the virtual card offers an additional layer of security, as it can be set up for temporary use or limited to certain transactions, minimizing the risk of fraud. This virtual card also utilizes the same integration endpoint, providing a consistent experience across different card types.