3. Proposta

Criação de Proposta por Produto

Endpoint de Proposta por Produto:

Descrição:

Este endpoint é responsável por coletar informações detalhadas do solicitante e criar propostas com base nos tipos de produtos selecionados, como empréstimos pessoais, refinanciamento de veículos ou imóveis.

Parâmetros:

ParâmetroDescriçãoTipo:Exemplo:Obrigatório:
idIdentificador do pipeline, que deve ser passado como parâmetro no caminho da URL--Sim

Exemplo de Código para Requisição:

curl --request POST \ 
     --url https://demo-api.easycredito.com.br/api/external/v2.1/process/proposal/rag53ar1f1asdf165sdf51dsf1sad3f1ds3a5f13dsa1f32sd1af231sd23a1f32s1af231d2s31f321sdf32ds1f2a132f132sd \ 
     --header 'accept: application/json' \ 
     --header 'authorization: Bearer eyJhbGciOiJSUzI1NiIsInR5cCI6IkpXVCJ9.eyJjbGllbnRfaWQiOjc1LCJ0YWdfbmFtZSI6ImQ3ZDI5ZWViLTNiMDctNDFiZC05MDQ4LWM1MWIxZjNkYmNlYyIsInNjb3BlIjpbImFwaS1leHRlcm5hbCJdLCJpYXQiOjE2NjY2NDQ5NTcsImV4cCI6MTY2NjczMTM1N30.NAKwoqT22Gdq8JgF5E3O_xP6hP89LHs1m_SaWkgcKJDQc72qFMCGEdCbQ0QAYmaTnX2d-Lelm8wNEO4wk6OPp-6ZkGaenZljTB-as7fhTwl4QwKPy8qGVFUS3dDnq30k1XmJ4sV_TBVuRfiI_QCELOdOigMc4QJtM5KqZBQ1ZelunYnsu84mhlealQsiKT5KrNQ1GSLEiMo-ImsghHNT-WFULZ-nr0gjQert6CYokXnIW9hPm3iPFKjk3kM1st7ZeFcHkcJCJ0zUpZlZV0vzLXsQ2o6xCAf1U7z_wd-9aLgFshVgfqdynZnfUfv-n8acHbCL8wDTjkhb9eZ3ZVi9QBYh_bGtJ0AHMoMmksRYi7Doiv05P_eNo4rgfZ5YjguRWMMPO0kEJZC6HXGOcAMjoStsrb7P_ACx58M_NCrkmBox3iRYPjy6EX4Ev8STu0gVgSUBbWoNc52d9sYtqHfU8_Xvi4Td5e_ykuu2tkjrjNxb22C6lvJQxjxPE10r9o2mLuSeChESv8datNhnyNvUBwtdX2SwIk9XjOyMIdroEHl0Wvptj58DvjGqJn7R3TXU7PI2fAAW8AV761o9cLbhL_gk5UDJBqk8ikV7XPlfY7b5t8GE6inZA6CWG4VdrCog42bnacwx0bD9ANuNzYXDPiFG8CaLDH7X-6gySEBZ0Ek' \ 
     --header 'content-type: application/json' \ 
     --data '{

  "mother": "Fulana Mãe", 
  "gender": "MASCULINO", 
  "nationality": "BRASILEIRO", 
  "hometownState": "GO", 
  "hometown": "Goiânia", 
  "education": "POS_GRADUACAO", 
  "relationshipStatus": "CASADO", 
  "phoneLandline": "6232345678", 
  "identity": { 
    "type": "RG", 
    "number": "123456", 
    "issuer": "SSP", 
    "state": "GO", 
    "issuingDate": "2010-01-01" 
  }, 
  "address": { 
    "zipCode": "74000000", 
    "address": "Cidade de Goiânia", 
    "number": 0, 
    "complement": "toda a cidade", 
    "district": "geral", 
    "state": "GO", 
    "city": "Goiânia", 
    "homeType": "ALUGADA", 
    "homeSince": "MAIOR_2_ANOS" 
  }, 
  "vehicle": { 
    "licensePlate": "XXX0000" 
  }, 
  "consumerUnit": { 
    "number": "000000000" 
  }, 
  "business": { 
    "occupation": "ASSALARIADO", 
    "profession": "ADMINISTRADOR", 
    "companyName": "Abobrinha", 
    "phone": "6239413142", 
    "income": 1500, 
    "payday": 1, 
    "employmentSince": "BETWEEN_ONE_AND_TWO_YEARS", 
    "benefitNumber": "", 
    "zipCode": "74000000", 
    "address": "Cidade de Goiânia", 
    "number": 1, 
    "complement": "toda a cidade", 
    "district": "geral", 
    "state": "GO", 
    "city": "Goiânia" 
  }, 
  "bank": { 
    "bank": "001", 
    "type": "CONTA_CORRENTE_INDIVIDUAL", 
    "agency": "0001", 
    "account": "564789-1" 
  }, 
  "reference": [ 
    { 
      "name": "Joana Maria", 
      "phone": "11987654321" 
    } 
  ], 
  "products": [ 
    { 
      "type": "LOAN", 
      "value": "7000", 
      "installments": 12 
    }, 
    { 
      "type": "CARD", 
      "network": "MASTERCARD", 
      "payDay": 15 
    }, 
    { 
      "type": "WORKING_CAPITAL", 
      "installments": 12, 
      "value": 7000.65, 
      "cnpj": "12.000.256/0001-88", 
      "businessProfession": "ADMINISTRADOR_DIRETOR", 
      "employeesCount": "MAIS_DE_10", 
      "businessIncomeCnpj": 15000, 
      "loanObjectives": "EXPANSAO_DE_NEGOCIOS", 
      "bank": "001", 
      "accountType": "CONTA_CORRENTE_INDIVIDUAL", 
      "agency": "0001", 
      "account": "1234657-8" 
    }, 
    { 
      "type": "REFINANCING_AUTO", 
      "value": "30000", 
      "vehicleBrand": "Fiat", 
      "vehicleModel": "Mobi", 
      "installments": 12, 
      "vehicleModelYear": "2010", 
      "codeFipe": "038003-2", 
      "vehicleFipeValue": "28000" 
    }, 
    { 
      "type": "REFINANCING_HOME", 
      "value": "150000", 
      "installments": 12, 
      "realEstateType": "house", 
      "realEstateValue": "148000", 
      "outstandingBalance": "50000" 
    }
  ] 
}' 

Exemplo de resposta:

{
  "id": "20190805062216", 
  "status": "PROPOSAL_ANALISIS", 
  "cpf": 191, 
  "name": "Fulano d'Tal", 
  "dateCreated": "2020-10-28T13:50:21.024Z", 
  "lastUpdated": "2020-10-28T13:50:21.024Z" 
} 

Exemplo de CallBack:

{ 
  "id": "20190805062216", 
  "status": "PROPOSAL_CREATED", 
  "cpf": 191, 
  "name": "Fulano d'Tal", 
  "dateCreated": "2020-10-28T13:50:21.024Z", 
  "lastUpdated": "2020-10-28T13:50:21.024Z", 
  "proposals": [ 
    { 
      "customerServiceNumber": "20190805062216", 
      "type": "loan", 
      "product": "EMPRÉSTIMO PESSOAL", 
      "productId": 6215423, 
      "hasDocuments": false, 
      "hasContracts": true, 
      "logo": "url", 
      "lastStatus": "PRE_PROCESSAMENTO", 
      "dateCreated": "2019-08-05T21:22:19Z", 
      "lastUpdated": "2019-08-05T21:22:22Z", 
      "value": 50000, 
      "installments": 36, 
      "pendentDocuments": [ 
        "SELF", 
        "IDENTITY_FRONT", 
        "IDENTITY_BACK", 
        "ADDRESS_PROOF", 
        "INCOME_PROOF" 
      ], 
      "monthlyTax": 0.059, 
      "installmentsValue": 3490.77, 
      "iofValue": 1652.59988, 
      "grossValue": 51652.6, 
      "firstPaymentDate": "2019-09-04T21:22:16Z", 
      "cet": 1.052660058382551,

      "releasedDate": "2019-08-05T21:22:16Z" 
    }, 
    { 
      "customerServiceNumber": "20190805062221", 
      "type": "card", 
      "product": "Cartão de Crédito - Visa Platinum", 
      "productId": 3412351, 
      "hasDocuments": false, 
      "hasContracts": false, 
      "logo": "url", 
      "lastStatus": "PRE_PROCESSAMENTO", 
      "dateCreated": "2019-08-05T21:22:21Z", 
      "lastUpdated": "2019-08-05T21:22:22Z", 
      "international": false, 
      "pendentDocuments": [ 
        "SELF", 
        "IDENTITY_FRONT", 
        "IDENTITY_BACK", 
        "ADDRESS_PROOF", 
        "INCOME_PROOF" 
      ], 
      "annuity": 499.92, 
      "network": "VISA", 
      "prepaid": false, 
      "digitalAccount": false 
    }, 
    { 
      "customerServiceNumber": "30190805062217", 
      "type": "REFINANCING_AUTO", 
      "product": "REFINANCIAMENTO DE VEICULOS", 
      "productId": 1354658, 
      "hasDocuments": false, 
      "hasContracts": false, 
      "logo": "url", 
      "lastStatus": "PRE_PROCESSAMENTO", 
      "dateCreated": "2019-08-05T21:22:19Z", 
      "lastUpdated": "2019-08-05T21:22:22Z", 
      "value": 50000, 
      "installments": 36, 
      "pendentDocuments": [ 
        "SELF", 
        "IDENTITY_FRONT", 
        "IDENTITY_BACK", 
        "ADDRESS_PROOF", 
        "INCOME_PROOF" 
      ], 
      "monthlyTax": 0.059, 
      "installmentsValue": 3490.77, 
      "iofValue": 1652.59988, 
      "grossValue": 51652.6, 
      "firstPaymentDate": "2019-09-04T21:22:16Z", 
      "cet": 1.052660058382551, 
      "releasedDate": "2019-08-05T21:22:16Z" 
    }, 
    { 
      "customerServiceNumber": "50190805062219", 
      "type": "REFINANCING_HOME", 
      "product": "REFINANCIAMENTO DE CASA", 
      "productId": 532234, 
      "hasDocuments": false, 
      "hasContracts": false, 
      "logo": "url", 
      "lastStatus": "PRE_PROCESSAMENTO", 
      "dateCreated": "2019-08-05T21:22:19Z", 
      "lastUpdated": "2019-08-05T21:22:22Z", 
      "value": 150000, 
      "installments": 36, 
      "pendentDocuments": [ 
        "SELF", 
        "IDENTITY_FRONT", 
        "IDENTITY_BACK", 
        "ADDRESS_PROOF", 
        "INCOME_PROOF" 
      ], 
      "monthlyTax": 0.059, 
      "installmentsValue": 3490.77, 
      "iofValue": 1652.59988, 
      "grossValue": 51652.6, 
      "firstPaymentDate": "2019-09-04T21:22:16Z", 
      "cet": 1.052660058382551, 
      "releasedDate": "2019-08-05T21:22:16Z" 
    }, 
    { 
      "customerServiceNumber": "50190805063355", 
      "type": "loan", 
      "product": "EMPRÉSTIMO PESSOAL", 
      "productId": 22314124, 
      "hasDocuments": false, 
      "hasContracts": false, 
      "logo": "url", 
      "lastStatus": "PRE_PROCESSAMENTO", 
      "dateCreated": "2019-08-05T21:22:19Z", 
      "lastUpdated": "2019-08-05T21:22:22Z", 
      "value": 50000, 
      "installments": 36, 
      "pendentDocuments": [ 
        "SELF", 
        "IDENTITY_FRONT", 
        "IDENTITY_BACK", 
        "ADDRESS_PROOF", 
        "INCOME_PROOF" 
      ], 
      "monthlyTax": 0.059, 
      "installmentsValue": 3490.77, 
      "iofValue": 1652.59988, 
      "grossValue": 51652.6, 
      "firstPaymentDate": "2019-09-04T21:22:16Z", 
      "cet": 1.052660058382551, 
      "releasedDate": "2019-08-05T21:22:16Z" 
    } 
  ] 
}